I've "loaned" 4 people money in my life in the hundreds or thousands. Knew them all 10+ years was related to them or considered them pretty good friends. None of them made an effort to pay me back or ever even brought it up. Before they "borrowed " they all had a great story and a promise to pay back quickly and where that money would come from. If you're lending people money don't expect it back. Most won't pay you back. Never lend more than you're willing to give away.