1) Most cancelled policies were reenrolled automatically in a comparable policy, although some with slightly higher premiums b/c of better coverages required by ACA. Affected almost no one covered through their employer so now your talking about a small number of people relative to population.
My mom had a BC/BS policy for $208 a month that was cancelled and raised to $680. The taxpayers then got the pleasure of subsidizing it to $180.....she saved $18 month but the taxpayers are paying $500. Sounds like a dumb idea to pay triple
As an employer, it now costs me over $12,000 more a year($96,000 total) to cover my employees. If you think this doesn't effect my employees you are mistaken. Raises? what raises?
2) Who do you think pays for all these people who hit the ER with no insurance, etc. ME & YOU through higher premiums which is part of the problem of increasing health care costs.
The people that hit the ER without insurance are still not signing up for insurance and they damn sure aren't paying their deductibles. Who is saving money from this?
3) Health care needed to be taken out of employers hands==too much control over our lives. How many times did you stay at your shitty job b/c you couldn't afford it in the individual insurance markets or COBRA was too expensive.
Your job is your livelihood......Insurance has and should be an incentive to stay employed. I'm not sure how higher premiums (unless you have a shitty job and make very little money and get the government subsidy) has helped anyone.
4) Preexisting conditions covered. BIG improvement.
I agree
My take on this is govt rarely gets anything right and especially a huge undertaking like this but something probably had to change sooner or later or none of us could afford insurance. My big problem with this is that it didn't address increasing costs. And if it doesn't either through policy or market forces/competition then this has the potential to be horrible. Especially if insurance companies continue to exclude hospitals and networks of doctors, etc. and undermine the whole system.
Insurance is a business and would fail if "none of us could afford it" . Our mistake was not letting the market become efficient to control costs and make the limitless cost increases become controlled. This reminds me college tuition costs spiraling out of control because the government gets pumping dead money into grants and loans and allowed a degree that earns $25,000 yr to cost $130,000.
Healthcare is tricky to allow time for the market to correct but we are now headed to a single payer system of inferior healthcare due to money constraints in 10-15 years
My bigger point would be to remember that most politicians don't give a shit about you unless you have "Inc." behind your name. And there are not two parties but only one. And they love the fact that we fight about which is better---a turd sandwich or a giant douche==southpark gets it right sooooo many times!