Good Job Bryon1331,
If you're only a 100-200 bettor, I am suggesting you to put $200 in this game. The parlay pay out $1200. If you bet the UNDER $500, and the game go OVER, you still win $700 minus the juice still making $$$. If the game is UNDER, you'll feel pretty good with $500. Either way, you're in an excellent situation right now. If you let it ride, yes, you only risk your original $35 but in actuality ,you're betting the whole $1200 in one game. If you win, you win $1200. If you lose, you lose $1200. Take the Insurance. Nothing is for sure.
I am still clueless in this game.
BOL in making your decision. 8 out of 10 people in this situation will hedge.