Carolina finally faces a top rate defense...line tells me this is closer than we think...seems the whole world has jumped on ...car - over.......i believe this will be a chess match early...peyton has been on this stage before....the win vs the pats was huge and shows denver is peaking just the right time....im taking the points.and the ml....and the under.......super bowl is all about defense and experience being there......gl to all............denver 21-20