I live in Pennsylvania and was able to deposit on Fan Duel and a couple others using that pre paid card option. You can still deposit with a credit card or I assume atm card. They didn't charge any fees for it. I assume just a way to get around banks not accepting gambling transactions. I think Fan Duel also accepts Pay Pal. We don't have DraftKings yet so I'm not sure how it works but if pre paid card is an option try that. You can deposit on the card and immediately transfer it to your gambling account. They send a card in the mail later that can used like an atm card but I've never used it for anything.