I'm playing on FIU/Charlotte OVER the total. I won with the Panthers 'over' the total last week and I believe that'll prove the way to go, once again. These teams have met each of the past three seasons. Last year's game had an O/U line of 58. They combined for 71 points, a 48-23 victory for the Panthers. The previous season, the O/U line was just 45. Yet, the teams combined for 77 points, FIU winning 43-35. The year before? The O/U line 47.5 and the final score was 59. Three years and three straight 'overs,' each finishing above the number by double-digits. This year, Charlote checks in off a 49-point and 599 yard effort, a 49-21 beating of North Texas. That's the most yards that the 49ers have had as a member of Conf. USA. Meanwhile, FIU games are averaging 64.5 points, the Panthers averaging more than 30 but also allowing an average of more than 33. All things considered, this O/U line could easily be higher. Expect another high-scoring affair.