I hear all of you but, first, obviously, we shouldn't have to worry about this garbage.
Second, 5Dimes has some real problems right now. There are WAY TOO MANY people dealing with the same thing. Yes... I understand that I'm not responsible for the fraudulent charges. Yes... I understand that I can have a new card in the mail tomorrow.
The bottom line is that they are not what they used to be! I am very, very happy to have parted ways. (Of course, just my $.02.)