This is how I take payouts. I have tried multiple wallet hosts. For me, Coinbase has been the best. It is easy to setup an account. Once you do that you simply connect it to a bank account. After you take a payout by providing your book with a BtC Wallet address the money enters your BtC account. You then have to sell the BtC. Shortly after the money converts to $$$. You then transfer it to your bank account.
There is a slight delay in time(s) due to the necessary steps but, to me, it is well worth it.
When you are depositing you just provide your wallet address and the money/BtC is transferred to your account.