Barely any Visa anymore. Use W. Union or Moolagram. No deposit fees, much quicker withdrawls, don't have to mess with as much documentation
You want a handicapping tip? Spend as much time getting a good number as you do researching games. Depositing/withdrawing/depositing/withdrawing is a bitch, but I guarantee you will lose less, or win more. I can't guarantee that for any other piece of advice
"There is no such thing as luck, just random fluctuations of probability"