You are right, the fees are a pain. Never deposited via mu/wg at bovada because they have told me that you can not send the money online via those two websites. Idk why that is or if it's even true, but just throwing that out there in case you decide to deposit that way with them.
I'd also check with them to see about the free payout. Mine was always check cuz I deposited via cc. I'd pray for patience, and then call their CS to ask them about that. BOL